1. GENERAL INFORMATION

Oncampus.es is an Internet domain owned by BVC Artai, Correduría de Seguros, SA (insurance brokers), with headquarters in Garcia Barbón 48, 1º Derecha, in Vigo and with VAT No. A-36768257 (Post Code 36201) and is registered in the Companies Register of Pontevedra, Volume 1381, Sheet 001, Page PO-10992. This company is authorized and monitored by the Dirección General de Seguros y Fondos de Pensiones (General Directorate of Insurances and Pension Funds), under registration number J-1102, e-mail: info@artai.com, telephone 902 436 600 and providing the services referred to in this website.

2. OBJECTIVE

The objective of this website is to allow general access to all users to services involving the university insurance offered by “BVC Artai Correduría de Seguros, SA “The use of this website implies acceptance of all the provisions of this notice in its current version on the date of the access thereto.

3 .SERVICE

“B.V.C. Artai Correduría de Seguros, SA “, may modify or interrupt the configuration of the website, the conditions and the contents thereof at any time and without prior notice, without being liable of any responsibility for such reasons.

The user agrees not to use the contents of this website to develop any unlawful activities, thus “BVC Artai Correduría de Seguros SA ” will not be held liable for the purpose users give to this website’s contents.

“B.V.C. Artai Insurance Brokers, SA “, is not liable for the contents available on the links that may appear on the website, or of the statements made by third parties in this page.

Under no circumstances “B.V.C. Artai Insurance Brokers, SA” will be held liable for any damages which may be caused to the user’s computer equipment arising from browsing this site.

“BVC Artai Correduría de Seguros, SA, informs that this website does not use cookies or any other process for obtaining personal data without the prior consent of the copyright holder.

The user will be liable for all damages caused to “BVC Artai Correduría de Seguros, SA, for the breach of these conditions.

4. PRIVACY AND DATA PROTECTION.

“B.V.C. Artai Correduría de Seguros, SA, informs the user that the personal data provided (including all those reported via e-mail) will be included in the files under its responsibility, which are registered in the General Register of Data Protection.

Regarding the security of this data, it should be noted that, in addition to being treated as strictly confidential, all technical measures to prevent the alteration, loss and unauthorized treatment or access thereof, have been undertaken.

The treatment of this data, expressly consented by the user, will only be used to provide the service requested, to communicate with the client, to issue the invoice and to be paid for those services; therefore they will only be disclosed to other entities and agencies, if its disclosure is legal or absolutely necessary to render the aforementioned services.

The user is liable for the accuracy and completeness of the data input thus provided and “BVC Artai Correduría de Seguros, SA, is entitled to take the actions deemed appropriate in case of receiving false data.

Rights of access, rectification, cancellation and opposition can be exercised before “B.V.C. Artai Correduría de Seguros, S.A”, in the terms provided by Act 15/1999 of 13 December on the protection of personal data, in writing, attaching a copy of the identification card and addressed to the following address: Calle Republica del Salvador 14, 1º Derecha, Santiago de Compostela (CP: 15701)

5. INTELLECTUAL AND INDUSTRIAL PROPERTY

All intellectual property rights upon the contents of this website, its graphic design and source codes are the exclusive property of “BVC Artai Correduría de Seguros, SA “, which exclusively owns the exploitation rights thereof.

Reproduction, distribution, public communication and transformation, in whole or in part without the prior express consent of “BVC Artai Correduría de Seguros, SA ” is prohibited, as well as any other act not expressly authorized by this company.

Additionally he company wants to indicate that all trade names, trademarks or logos contained in this website are protected by law.

6. APPLICABLE LAW AND JURISDICTION

These terms and conditions are governed by Spanish legislation, which shall be applied in case of legal disagreement arising in connection with the use of this website. According to the laws in force, the Insurance Brokers have an external Customer Service, which will solve your complaints and claims within two months from the day of submission – Vigo (Pontevedra). Tel: 986 485 228 Fax: 986 485 653 E-mail: atencioncliente@inade.org Web: www.inade.org

7. GENERAL TERMS OF SALE

These general conditions of contract (hereinafter the general conditions of purchase) together, if applicable, the particular conditions that could apply, will rule the relations between the company BVC ARTAI, Correduría de Seguros, SA and third parties (customers) who purchase travel insurance through www.oncampus.es/viejaweb.

The details of the person liable of this website of online sales are: BVC Artai, Correduría de Seguros, SA, with address at Calle Garcia Barbón 48, 1º Derecha, in Vigo, with VAT No. A-36768257 (Post code 36201); which is registered in the Companies Register of Pontevedra, Volume 1381, Sheet 001, Page PO-10992. This company is authorized and ruled by the Dirección General de Seguros y Fondos de Pensiones (General Directorate of Insurance and Pension Funds), under registration number J-1102, e-mail: info@artai.com phone: 902 436 600

These general conditions have been made pursuant to the following texts:

Act 34/2002, of July 11th, on services of the information society and electronic commerce,

Act 7/1998 of April 17th, on contracts’ general conditions,

Royal Decree 1906/1999 of December 17th, which rules telephone and electronic contracting with general conditions, in development of Section 5.3 of Act 7/1998,

Royal Decree 1/2007 of November 16th, which passes the consolidated version of the General Act on the defense of consumers and users and other complementary laws,

Act 7/1996 of January 15th, regulating the retail trade,

Royal Decree-Act 14/1999, dated September 17th, regulating the electronic signature and all the laws which may apply thereto.

The online purchase of any travel insurance implies acceptance of these terms and conditions of purchase as well as the express, full and unreserved acceptance of all the general conditions of purchase issued by BVC ARTAI, CORREDURÍA DE SEGUROS SA, and conditions of use of the service from the moment when the client has access to the online sales website.

Orders can be formalized in Spanish and English.

By clicking on the button “check out” the Client agrees with the contents of the general conditions of purchase.

8. TERMS OF RETURN AND REIMBURSEMENT,

You are entitled to withdraw from this contract within 14 days without giving any reason.

The withdrawal deadline will expire after 14 days from the date when your insurance’s purchase is formalized

To exercise the right of withdrawal, you must notify this withdrawal to BVC Artai Correduría de Seguros, SA Calle Republica del Salvador 14 1º Derecha, in Santiago de Compostela (CP: 15701), telephone: 981 553 614, informacion@oncampus.es/viejaweb your decision to withdraw from the contract by an unequivocal statement (e.g., a letter sent by mail, fax or email).